Today's guest, Kira, has paid off every last penny of her credit card debt. Now, she wants Nicole and Magnifi's help knowing whether she’s on track to retire early. Unfortunately, she isn’t… yet. Nicole helps Kira get a sense of her financial picture, and Magnifi gives Kira two portfolios: one that increases her chances of retiring early, and a second option that would keep things slow-and-steady.

If you want to check your own retirement progress, have your very own chat with Magnifi and download the Magnifi app at moneyassistant.com.